@nigel @stux what I’m saying is more that if you already have the down payment to buy a house, you could be better off financially and also be taking on a lot less risk by investing that cash and continuing to rent. Most landlords are definitely not profiting more than stock market returns.
I’d be curious if you took the cash from your sale and did the math on what you could gain from that, how affordable rent would be in that case.
That being said, if you can get a house for $0 down, and you also generally have the ability to pay for a massive emergency expense on short notice, then buying a house can be a good deal.
There are also a lot of other good reasons to buy a house, I don’t regret it whatsoever, but just thinking about the financials alone (especially in the way the screenshot above is positioning it) it probably doesn’t make a lot of sense.